Suresh Thapa / Programmer / Web

Tuesday, January 01, 2008

Recommended payment gateways



Payment gatewayReal-time solution priceGateway feeMonthly minimumRateTrans. feeTech support feeOptionsMerchant account
Wells Fargo $99 $29/month n/a 2.14-2.97% $0.30 None Visa, MC, AMEX US only
Payment Express Included in gateway fee $30 per month, 50 free transactions. N/A Independent bank charge N/A Included in gateway fee Visa, MC, AMEX, Bankcard, Diners, EFTPOS, Farmers, JCB and many more Australia, Malaysia, New Zealand, Pacific Islands, Singapore
2checkout $49 $0.00 $0.00 5.05% $0.45 None Visa, MC, Discover, AMEX Intl
viaKLIX Rates vary Rates vary Rates vary Rates vary Rates vary Free 24/7 coverage Visa, MC, AMEX, Discover US only
NetBilling N/D N/D N/D 1.5% $0.15 N/D Visa, MC, Discover, AMEX, ACH Intl
USAePay $50 $7.50 n/a n/a $0.00 $0.00 Visa, MC, AMEX, Discover, Diners, JCB, Check Selected countries
DirectOne AU $0.00 AU $395.00/yr AU $0.00 0.0% AU $0.45 AU $0.00 Visa, MC, BankCard, Amex, Diners, JCB Australia
Google Checkout None None N/A 0%-2% 0-$0.20 Free Visa, MC, AMEX, Diners US only
PayPal None None None 2.9% $0.30 None Visa, MC, Dicover, AMEX Selected countries
Ogone € 297.47 €30.99 - €197.60 / month N/D As determined by bank € 0.86 - € 0.20 N/D Visa, Mastercard, American Express, Diners Club, JCB and more Europe
LinkPoint (Card Service International) $499 $30/month $15.00 2.38% $0.25 None Visa, MC, Discover, AMEX US only
Protx specialises in processing secure online credit and debit card transactions and is one of the UK's most competitive payment service providers (PSP's) n/a £20/month (under 1000 transactions per quarter) n/a 0.0% 10p (only if over 1000 transactions per quarter) n/a Visa, MC, Delta, Amex, Switch, Solo UK only
MultiPay n/a n/a n/a 3.1-3.5% € 0.35 N/D Visa, MC, Eurocard Netherlands
NetRegistry $0.00 $55.00/month As determined by bank 0% None - Flat Rate of $55 per month unlimited transactions Included at no extra charge Visa, MasterCard, BankCard, AMEX, DINERS, JCB Australia
Payzip €100 n/a None 5.50% €0.50 n/a Visa, MC, wire transfer, Payzip account debit Intl
Plug'nPay $399 N/D $20.00 1% N/D N/D Visa, MC, Discover, AMEX US only
PaySystems N/D N/D N/D from 2.3% N/D N/D Visa, MC, AMEX Intl
ePDQ N/D £20/month N/D N/D 1% N/D Visa, MC, Switch, AMEX, JCB UK only
Centipaid $0.00 $0.00 $0.00 3% for trans. over $10 $0.0004-$1.00 for trans. under $10 None Visa, MC, checks, cash, paypal, money orders Intl
PayByCheck $99.95 $9.95/month %0.0 $0.00 $0.94-$1.36 N/D Checks Intl
ECHO is a Merchant Processor and Secure Payment Gateway. Features: Payment Gateway software and service is included with their low fees. Process all credit cards as well as ACH and Online Checks in Real Time. Virtual Terminal for Credit Cards and Checks. Online Reporting. 24/7 phone support. Recurring Payment Manager (RPM) included. $99 (free to switch) $0.00 $0.00 1.99%-2.54% $0.30 $19.95 (if you process) Visa, MC, Discover, AMEX US only
Cardia n/a NOK 599/month (approx. $97) n/a 0% NOK 3 (approx. 48 cent) NOK 3000 (approx. $484) Visa, MC, Eurocard + Contopronto (mobile payment) Europe
NetBanx N/D £0.00 £10 1%-8% None N/D Visa, MC, AMEX, Diners, JCB, Eurocard, Switch, Delta Intl
MultiCards $95-$575 $0.00 $0.00 5.9%-11.9% $0.45 Free support Visa, MC, AMEX Europe
Authorize.Net (AIM) $299 $20 $0 0%-2.4% $0.35 Free support Visa, MC, Discover, AMEX, JCB, Enroute, Diners, eCheck.Net US only
WorldPay $399 N/D $50.00 3.25% (rates vary) $0.40 $50/month Visa, MC, JCB, SWITCH, Delta Intl
eWay $0 $199/year $0 0% $0.50 Free Support Visa, MC, AMEX, Diners, JCB Australia & New Zealand
Payment Resources Int. $99.00 (no app fee) $10.00 $10.00 2.39% AU $0.40 Free training and integration. Visa, MC, Amex, Diners, Disc, JCB, ACH, Check guarantee, Wireless & POS integrated US only

*) "N/D" = "Not disclosed"
*) "n/a" = "Not available"

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